During this extraordinary time, AnewAmerica is committed to working with our team, clients, small businesses, partners and supporters to work through the current situation and help our entrepreneurs and small business owners to mitigate the impacts of the COVID 19 virus (Coronavirus).  We will be using remote tools during this time to work with clients. We thank you in advance for your cooperation and understanding as we all transition to keep productive in new ways. We will share as many resources as possible via our site and staff. Below you will find more specific information.  In general, for our small business clients and clients at -large, we hope you keep in mind the following: 

  • Keep calm as best you can and make decisions based on facts.
  • Follow the guidelines and orders of the Federal, State, County and Municipal governments during this time.
  • Be aware of potential scams related to the current situation.  Unfortunately, during times like these you have individuals that will try to take advantage.  Please use caution.
  • Get your information from trusted and verifiable sources.
  • Check your business insurance policies to see if business disruption is included and if so, what does it cover.

There are a great number of resources coming together to assist small businesses during this time.

We will get through this together!

-AnewAmerica Community Corporation 
 

Effective March 20, 2020 at 12:01 a.m. the Governor of California Declared a Shelter at Home Order for the entire State of California until further notice.  For update to date information on the order and any current modifications, please go to https://covid19.ca.gov/ .  You can also find resources at this site.

 

 

CARES NOTICE III 

Information and Resources

(Please review the entire page for information that may be important to you; this page is updated frequently.
 

AnewAmerica Women’s Business Center – San Jose

  • The center is physically closed due to the Legal Order to Shelter at Home by the County of Santa Clara.  However, the team is working with clients remotely. Please note work arounds are in place to facilitate the acceptance and completion of normal forms related to counseling requests. For more information, (Click Here)

AnewAmerica Women’s Business Center – Oakland 

  • The center is physically closed due to the Legal Order to Shelter at Home by the County of Alameda.  However, the team is working with clients remotely. Please note work arounds are in place to facilitate the acceptance and completion of normal forms related to counseling requests. For more information, (Click Here)

 

U.S. Small Business Administration (SBA) Disaster Loans 

Economic Injury Disaster Loans  (PLEASE NOTE Effective 06/15/20: SBA began accepting new Economic Injury Disaster Loan (EIDL) from all eligilbe small businesses.

For more information, Click Here.

 

Paycheck Protection Program

Federal legislation to extend the Paycheck Protection Program was signed on 07/04/20.  The program has been extended until 08/08/20.  New applications are now being accepted by participating lenders under the new extension.  Approved applications need to be received by the SBA by 08/08/20 from a participating lender.  The program is designed to help small businesses keep many of their employees during the crisis. The program is to help cover payroll expenses and certain other items such as lease and rent payments, electricity, telephone, gas, and mortgage interest for up to a 24 week period. There is a provision that the loan can be forgiven if certain employee retention requirements are met. The term is now 5 years and the rate is 1% per year. Applications are accepted only by participating financial institutions. Applicants will need to apply directly with a participating financial institution and provide the required documentation along with the application. Please click here for more information on the program. You can also obtain an updated FAQ (Frequent Asked Questions) and sample application at the site.

Here are some suggestions:

-Check with your financial institution to see if they are participating
 -Try to get 2 -3 names of potential participating lenders from trusted resources and look at the requirements each has in terms of required documentation needed in order to apply
-Apply with a participating lender for whom you have the documentation at hand or it is readily available so you can expedite the processing of your application
-Follow the instructions provided by the lender and compile and file all the documents that the lender requires
-Know that regardless of the participating bank you go to, the terms of the loan will be the same (rate and term)
-Plan to submit your application prior to 08/08/20 (ideally by 07/31/20)
-Remember that there are limited funds targeted towards the Paycheck Protection Program; therefore, it is highly suggested that you apply ASAP

 

PPP Forgiveness Update Effective 06/05/20 

UPDATE: The Paycheck Protection Program Flexibility Act became law on June 5th 2020. This legislation extends the covered period for PPP loans from 8 weeks to 24 weeks, changes the term of the loan from 2 to 5 yrs. and includes other features beneficial to small businesses who have PPP loans. The U.S. Small Business Administration is in the process of updating guidelines and forms to reflect the changes covered in the legislation. Once this process is done, it is suggested that small businesses familiarize themselves with the updated benefits.



Other Potential Resources for Loans or Grants

California Bank’s Small Business Finance Center

California Treasurer’s CalCAP

Resource List from City of San Jose (information in English,Spanish and Vietnamese)
Click Here

SPANX -The Red Backpack Fund
For female entrepreneurs to help support their businesses, families and employees.  Click Here for more information.




Great Plates Delivered Program - State of California 

For restaurants and food providers looking for revenue opportunities during this time, this program may be for you!  The program leverages accepted and approved restaurants and food providers to supply meals to seniors. For more information on the program and to submit an interest form, please click here. Look under the "Want to Provide Meals?" section.

Potential Technology Resources Available for Small Businesses 

A resource guide has been compiled for potential technology resources for small businesses during this time. Please note that any reference to a specific product, process or service or to the use of any vendor is for the information and convenience of the small business community and does not constitute or imply an endorsement by the California Department of Technology (CDT), GO-Biz, the State of California or AnewAmerica.

Are You a Non-Essential Business as it Relates to the Shelter at Home Order?

The 7 county Bay Area came together on 03/16 to announce a legal order to shelter at home effective 12:01 a.m. 03/17/20.  It was extended by 6 of the counties. For some counties, until further notice. This order included all non-essential businesses. Currently, to verify if your business is considered non-essential or if certain restrictions have been lifted, it is best to review the updated Legal Order for your County via your county's website. In addition, changes have been made to some of the restrictions depending on the county.  Therefore, it is recommended that you refer to the current order and information for your county for the most current status and restrictions.  Also, please be aware that the State some has made face coverings mandatory when in public spaces.  Please refer to your county to get the requirements and /or recommendations at it relates to face covering.

Santa Clara County

https://www.sccgov.org

Alameda County 

http://www.co.alameda.ca.us/

Contra Costa County

https://www.contracosta.ca.gov/

San Mateo County 

https://www.smcgov.org/

Marin County

https://coronavirus.marinhhs.org/

Santa Cruz County

http://www.co.santa-cruz.ca.us/

San Francisco County 

https://sf.gov/

 

Preparing for Business Re-Opening

The State of California has created stages as it relates to businesses reopening. These stages are based on industry type and the stages are applied both at the State and County level. Therefore, in addition to the State, businesses must also follow their county's guidance as to when their business can re-open and under what circumstances.

However, businesses can begin the process of preparing themselves for the requirements and protocols that will be needed to re-open. To get the State's re-opening guidance by industry, please click here. Again, in addition to the state, businesses must be familiar with any additional requirements for their county and city. Please refer to you specific county and city for that information.  For industries that are currently not able to open at a Statewide level, please click here and look under the heading "County-by-County Guidance." Also, please be aware that as conditions change, restrictions may change.  For additional information, please check the State site for the County information and County variances as counties on the State's watch list for 3 consecutive days or more will have further restrictions on business openings.  For information, click here.


#ShopSafeShopLocal Campaign - Support California Small Businesses!  

The Governor’s Task Force on Business and Jobs Recovery announced a new campaign, Calling All Californians: #ShopSafeShopLocal, to encourage Californians to support small businesses in their communities as they make modifications to protect public health and help our state’s diverse neighborhoods thrive. The campaign is a call to action to help all California small businesses operate safely amid the COVID-19 pandemic and grow their digital footprints. Small businesses can find resources to help them during this time at https://business.ca.gov/shopsafeshoplocal/.

  People with Masks Twitter

 



Upcoming and On Demand Webinars for Small Businesses and Entrepreneurs 

Managing Business Cash Flow
August 18th | 9:00 a.m. – 10:00 a.m.
Presented by U.S. Bank

Through an invitation from one of our Community Partners, U.S. Bank, this webinar is open to those businesses and entrepreneurs who would like to have a greater understanding of managing cash flow. The webinar will include ways to help stabilize your business finances and ways to protect your business during volatile times.

For more information and to register, click here.

Recording Keeping For Small Businesses - The Basics
August 19th | 1:00 p.m. – 2:00 p.m. | AnewAmerica Women’s Business Center – Oakland

This seminar, presented by AnewAmerica Women's Business Center's COVID 19 Response team, will cover the importance of records management and suggestions on how to implement a records management process that works for you. Whether applying for government loans, grants or other assistance related to COVID 19, some businesses have had to spend valuable time chasing documents. Therefore, having a records management system in place that works for you where you can easily access needed documents in case of major events like COVID 19 or just in the normal course of business, is extremely important.  Therefore, come learn ways and hear suggestions that may help you have a records management system that works for your benefit!

For more information and register, click here.


 

On Demand Webinars  

Capital and Connections Part I - Loans and Resources

The GO-Biz California Entrepreneurship Task Force (ETF) continues its virtual learning series to connect with small businesses and startups, and share resources, strategies, and insights on how to adapt to the marketplace during COVID-19. The ETF continues its virtual rapid response sessions with a deep dive into capital and connections to support reopening, recovery, and future resilience. This was the first of a 2-part series on capital to learn from lenders and small businesses through a discussion on resources, strategies, partnerships and opportunities with a focus on access for diverse founders and small businesses.

Join the conversation with:

Dilawar Syed, CEO, Lumiata and ETF Chair
Charlotta Carter, President & CEO, GRI Technology Solutions LLC
Everett Sands, CEO, Lendistry

Hosted/Moderated by: Isabel Guzman, Director, CalOSBA

To view the webinar, please click here.

Capital and Connections Part II - Start Up Success for Communities of Color 

The GO-Biz California Entrepreneurship Task Force (ETF) continues its virtual learning series to connect with small businesses and startups, and share resources, strategies, and insights on how to adapt to the marketplace during COVID-19. The ETF continues its virtual rapid response sessions with a deep dive into capital and connections to support reopening, recovery, and future resilience. This is the second  of a 2-part series on capital to learn from lenders and small businesses through a discussion on resources, strategies, partnerships and opportunities with a focus on access for diverse founders and small businesses.

Join the conversation with:

Dilawar Syed, CEO, Lumiata and ETF Chair
Frederik Groce, Principal, Storm Ventures and Co-Founder BLK VC
Isabel Guzman, Director, CalOSBA

To view the webinar, please click here.

 
 
"Bridging Re-opening: Digital Tools and Strategies"

The GO-Biz California Entrepreneurship Task Force (ETF)  continues its virtual learning series to connect with small businesses and startups, and share resources, strategies, and insights on how to adapt to the marketplace during COVID-19.  As businesses ready for modifications in anticipation of re-opening, technology will become increasingly important, and there are digital resources available.
Listen to a conversation with:

Nuria S. Wolfe, Chief Marketing Officer and Co-Founder, Encantos
and Manal Richa, Business Consultant, OC/IE SBDC
Moderator: Dilawar Syed, CEO, Lumiata and ETF Chair
Hosted by: Isabel Guzman, Director, CalOSBA

To view the webinar, please click here.


Statewide Updates for California Small Businesses Impacted by COVID-19 (On Demand Webinar)

Small Business Majority, Go-Biz, Employment Development Department (EDD) and Small Business Development Centers (SBDC) cover policy updates related to COVID-19. You can learn about what the State of California and Governor Newsom are implementing to ensure public safety.

Even though this is on-demand, you will still need to register at:  https://app.livestorm.co/small-business-majority/statewide-updates-for-small-businesses-impacted-by-covid-19

Funding Updates for Small Businesses Impacted by COVID19 (Coronavirus)

Small Business Majority, LA Chamber of Commerce, Opportunity Fund, Lendistry, iFundWomen, and the Small Business Development Center present an interactive presentation on the current small business funding landscape and funding options to help entrepreneurs and small business owners in California.

Even though this is on-demand, you will still need to register at: https://app.livestorm.co/small-business-majority/funding-updates-for-california-small-businesses-impacted-by-covid-19

Go - Biz COVID-19 Rapid Response Session #2 with Small Businesses and Entrepreneurs 

The GO-Biz California Entrepreneurship Task Force (ETF) hosted its second session as part of its virtual learning series to connect and share resources, challenges, barriers, and opportunities for small businesses to improve pivot and adapt to the marketplace during COVID-19.

 This session to #MeetThisMoment featured:

• Dilawar Syed, CEO, Lumiata and ETF Chair
• Isabel Guzman, Director, CA Small Business Advocate
• Irma L. Olguin Jr., Co-Founder & CEO, Bitwise Industries
• Teddy Liaw, CEO, NexRep
• Patti Röckenwagner, Co-Owner, Röckenwagner Bakery

To view the webinar, please click here.

Go - Biz COVID-19 Rapid Response Session #3 with Small Businesses and Entrepreneurs 

How Young Firms Can Access Capital

Please join the following leaders in government programs, CDFI lending and early stage venture capital to discuss how young firms can access capital during COVID-19.
  • Dilawar Syed, CEO, Lumiata and ETF Chair
  • Isabel Guzman, Director, Cal-OSBA
  • Bulbul Gupta, President & CEO, Pacific Community Ventures
  • Carmen Palafox, Partner, MiLA Capital
  • Charles Hudson, Managing Partner, Precursor Ventures

To view the webinar, please click here.

Other Important Sites 

  • The latest information on business assistance for resilience can be found at the Governor’s Office of Business and Economic Development website  (Click here).
  • Small business employers can access support for their businesses and their employees with these helpful resources.
  • City of San Jose - Important Information from the Office of Economic Development (Click Here), COVID 19 Updates (Click Here
  • City of Oakland - Information for Businesses and Workers
  • Access to No-Cost Legal Resources for Low-Income Small Business Owners Impacted by COVID-19 in San Jose (Click Here

 

    Please check back often as this page will be update as information warrants. 

                                                            Thank you!